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Understanding Health Insurance Coverage – Part 3

In Part 3 of our 4-part series on everything “health insurance”, we’ll look at a less discussed health insurance option: PPOs, or Preferred Provider Organizations. This edition of our series will help to provide a better understanding of the choices behind selecting a PPO, and what’s provided under this type of coverage in comparison to the previously discussed HMO coverage of Part 1.

Understanding Health Insurance Coverage – Part 2

In Understanding Health Insurance Coverage – Part 1 we set a solid foundation for Part 2 of our series, where we’ll now begin to explore Medicaid, Medicare, and how these two very different types of coverage affect accident victims in various ways–not all of them beneficial. Here on the Blog, we provide our readers with the facts insurance companies don’t want those who have been injured to find out, but have a right to know!

We’ve already fully established an understanding of commonly used healthcare terminology within Part 1. We also looked at the use of authorizations and how this practice can delay patients’ much needed care, who is considered a beneficiary (hint: the policy holder!), and we established what a co-payment covers. We also explored HMO and PPO and offered our readers a look at their inherent differences to allow them to make more informed decisions together with their medical professionals.