It’s 2018. For decades we’ve used airplanes to get us anywhere we want to go either faster or as the only means of transportation available. Whether visiting family in other states or countries, traveling abroad for college or work, or simply taking a much needed vacation, air travel has proven time and time again to be the most efficient form of travel available.
In Part 3 of our 4-part series on everything “health insurance”, we’ll look at a less discussed health insurance option: PPOs, or Preferred Provider Organizations. This edition of our series will help to provide a better understanding of the choices behind selecting a PPO, and what’s provided under this type of coverage in comparison to the previously discussed HMO coverage of Part 1.
In Understanding Health Insurance Coverage – Part 1 we set a solid foundation for Part 2 of our series, where we’ll now begin to explore Medicaid, Medicare, and how these two very different types of coverage affect accident victims in various ways–not all of them beneficial. Here on the Blog, we provide our readers with the facts insurance companies don’t want those who have been injured to find out, but have a right to know!
We’ve already fully established an understanding of commonly used healthcare terminology within Part 1. We also looked at the use of authorizations and how this practice can delay patients’ much needed care, who is considered a beneficiary (hint: the policy holder!), and we established what a co-payment covers. We also explored HMO and PPO and offered our readers a look at their inherent differences to allow them to make more informed decisions together with their medical professionals.
When it comes to health insurance, the prospect of obtaining adequate coverage can be overwhelming. Obtaining the right coverage can feel nearly impossible, and can be the cause of steep financial burden. It’s easy to become disillusioned by the sheer volume of policies available and the specifics of what each covers.